Proposed Expanded Matrix^*

Residual Maturity	Interest Rate	Foreign Exchange And Gold	Equity**	Precious Metals, Except Gold	Other Commodities
Less Than One Year	0.0%	1.0%	6.0%	7.0%	12.0%
One To Five Years	0.5%	5.0%	8.0%	7.0%	12.0%
Five Years Or More	1.5%	7.5%	10.0%	8.0%	15.0%

* For contracts with multiple exchanges of principal, the factors are to be multiplied by the number of remaining payments in the contract.

** For contracts that automatically reset to zero value following a payment, the residual maturity is set equal to the time until the next payment.